Financial leadership built
for contractors.
Construction and home services accounting is genuinely different. We've spent years inside it — and we bring that fluency to every engagement.
Most contractors are flying blind on the numbers that actually matter.
Your P&L looks fine. Your jobs are busy. But your bank account tells a different story — and you can't quite explain why to your banker, your bonding agent, or yourself.
The problem isn't discipline. It's that construction accounting has unique mechanics — percentage-of-completion revenue recognition, overbilling and underbilling exposure, retainage, job-level cost tracking — that most bookkeepers and generalist CPAs aren't equipped to handle at the depth you need.
Finaro was built for exactly this gap.
The financial function your
construction business actually needs.
We build and maintain your Work-in-Progress schedule — the single most important financial document in a construction company. Proper percentage-of-completion revenue recognition so your financials reflect reality, not just cash in the door.
Know which jobs are making money before they're finished — not after. We implement the job cost structure, coding, and reporting that gives you real-time visibility into estimated vs. actual across labor, materials, and overhead.
Surety underwriters and commercial lenders read your financials differently than your CPA does. We prepare the packages — WIP schedules, financial statements, cash flow forecasts — that help you qualify for larger bonds and better credit terms.
Construction cash flow is uniquely lumpy — billing milestones, retainage holdbacks, and slow-paying GCs create timing gaps that can put a profitable company under. We build the forecasting tools to see it coming and manage through it.
A structured, repeatable close process — targeting five business days — so your financials are ready when your CPA, banker, or bonding company needs them. No more scrambling. No more restating prior months.
Whether you're evaluating your current accounting setup or considering a move to a construction-specific platform — we help you choose, implement, and get the most out of your accounting and project management stack.
Built for owner-operated
contractors and home service businesses.
We work best with companies between $1M and $25M in revenue where the owner is still close to the financials but the complexity has outpaced what a bookkeeper or part-time accountant can handle.
Our clients include general contractors, mechanical and electrical contractors, specialty trades, roofing and exterior companies, HVAC, plumbing, landscaping, and home service businesses with recurring revenue models.
What they have in common: they're growing, they're busy, and they need someone who can step in and own the financial function — not just observe it.
Ready to get your financial function where it needs to be?
Schedule a no-obligation conversation. We'll learn about your business and tell you honestly whether we're the right fit.