The financial leadership
your business already needs.
Finaro Consulting embeds CFO and controller-level expertise inside growing companies — construction, SaaS, and services firms — that have outgrown their bookkeeper but don't need a full-time finance team yet.
Built for companies that need more than a bookkeeper but aren’t ready for a full-time Controller or CFO.
Most growing companies are over-served by expensive advisory firms and under-served by their internal accounting team. Finaro Consulting fills that gap — practical, embedded, and built for your stage.
Deep expertise in three distinct business models.
The financial challenges inside a contractor look nothing like those inside a SaaS company, which look nothing like those inside a services business. We go deep on the accounting and reporting mechanics that are specific to each.
Home Services
Contractors and home service operators between $1M and $25M. We understand project accounting, WIP schedules, percentage-of-completion, and the cash flow dynamics that make this industry uniquely complex.
- WIP & percentage-of-completion accounting
- Bonding & surety financial packages
- Job costing & project profitability
- Subcontractor & retention management
Software Companies
Bootstrapped and funded software businesses from $500K to $20M ARR. We bring the revenue recognition rigor, SaaS metrics reporting, and financial infrastructure that investors and operators both need.
- ASC 606 revenue recognition
- ARR, MRR, churn & LTV reporting
- Investor-ready financial packages
- Deferred revenue & subscription accounting
Agencies
Professional services, consulting, and agency businesses that bill by project, retainer, or time. We build the financial systems that let you manage utilization, project margins, and owner compensation with confidence.
- Project & engagement profitability
- Utilization & capacity reporting
- Retainer & deferred revenue tracking
- Partner & owner compensation modeling
What our clients actually say.
"Finaro gave me faith in the whole accounting industry again."
"We went into our bank renewal with a clean WIP schedule and a cash flow forecast for the first time ever. The lender noticed. Our line of credit went up."
"I was running a $9M company off a gut feel and a QuickBooks report I didn't fully trust. Now I have job costing that actually shows me where we're profitable."
From the Finaro blog
Your Books Are Clean. But Do You Know What They're Telling You?
A bookkeeper keeps your records tidy. But tidy records and financial clarity are two very different things — and most growing business owners only have one of them.
6 min readWhy Profitable Contractors Still Run Out of Cash
Revenue recognition timing, overbillings, and the billing lag that quietly drains your bank account — even when the jobs are going well. Here's how to see it coming.
7 min readReady to bring financial clarity to your business?
Schedule a no-obligation conversation to explore how Finaro can support your growth.